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Universal 3.0 — 60-in-1 EDC credit card multitool — titanium and 440C steel — Designed in Ukraine
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Universal 3.0 card multitool detail — 60 tool functions — Designed in Ukraine
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Universal 3.0 in titanium with modular slot — pocket EDC — Designed in Ukraine
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Universal 3.0 black variant with comb function — Designed in Ukraine
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Universal 3.0 ruler and protractor scale — credit card tool — Designed in Ukraine
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Universal 3.0 bottle opener function close-up — Designed in Ukraine by MRF Tools
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Universal 3.0 with full tool kit accessories — Designed in Ukraine
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Universal 3.0 screwdriver detail in titanium — Designed in Ukraine
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Universal 3.0 card thickness and edge profile — Designed in Ukraine
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Universal 3.0 lifestyle in pocket — wallet tool — Designed in Ukraine
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Universal 3.0 vs credit card scale — pocket multitool — Designed in Ukraine
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Universal 3.0 hex wrench markings — 440C steel — Designed in Ukraine
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Universal 3.0 modular kit click-in mechanism — Designed in Ukraine
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Universal 3.0 cut tool variant — hardened blade — Designed in Ukraine
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Universal 3.0 functions overview layout — Designed in Ukraine by MRF Tools
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Universal 3.0 in workshop lifestyle shot — pocket EDC — Designed in Ukraine
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Universal 3.0 close-up texture detail — titanium finish — Designed in Ukraine
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Universal 3.0 with comb add-on kit — modular EDC — Designed in Ukraine
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Universal 3.0 tool functions array — wallet multitool — Designed in Ukraine
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Universal 3.0 angle scale close-up — engineer card tool — Designed in Ukraine
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Universal 3.0 lifestyle real-world use — Designed in Ukraine by MRF Tools
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Universal 3.0 detail in hand — pocket tool scale — Designed in Ukraine
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Universal 3.0 ruler face close-up — Designed in Ukraine

Universal 3.0 | 60-in-1 Card Multitool | Titanium & 440C Steel

Regular price $46.00 USD
Regular price Sale price $46.00 USD
Tax included. Shipping calculated at checkout.

The Credit Card Multitool That Replaces a Toolbox

The Universal 3.0 is a wallet-size EDC card multitool with 60+ built-in tools — packed into the footprint of a standard credit card. Two years of prototyping and field testing went into a modular system you can carry every day and rely on anywhere: fix, measure, open, and build with one card in your pocket.

Choose Your Material

  • Aerospace Titanium (Grade 5): the lightweight EDC choice — just 28 g (1.3 oz), 35–37 HRC, rust-proof, non-magnetic and hypoallergenic. Available in Natural Titanium or Black PVD.
  • Hardened 440C Stainless Steel: the heavy-duty choice — heat-treated at 1050 °C to 52–54 HRC for maximum edge retention and high-torque work.
MRF Universal 3.0 titanium credit card multitool front and back showing 60 tools Universal 3.0 wallet multitool held in hand for scale next to a credit card

Quick Specs

Spec Titanium (Grade 5) 440C Stainless Steel
Built-in tools 60+ 60+
Weight 28 g / 1.3 oz ~42 g
Hardness 35–37 HRC 52–54 HRC
Size Credit-card footprint (85 × 54 mm), 2 mm thick Same
Finish Natural / Black PVD Raw / Cerakote
Modular kit slot Yes (3.0/4.0/5.0 compatible) Yes
Best for Everyday carry, weight-critical Heavy-duty, high-torque

The Modular Advantage

With the MRF Modular Handle System, the Universal 3.0 clicks into a full-size grip and converts into a comfortable outdoor tool or a high-torque wrench driver. The same slot fits across the 3.0, 4.0 and 5.0 generations, so one connector arms your whole loadout.

Universal 3.0 card multitool assembled into a modular handle outdoor tool MRF modular tool kit attached to Universal 3.0 forming a high-torque wrench driver

60+ Tools in One Card

  • 🔧 1/4" hex bit driver — compatible with standard and Leatherman bits
  • 🔩 Metric & Imperial open wrenches and spoke keys
  • 📐 Ruler, protractor and compass for drawing perfect circles
  • ☀️ Functional sundial compass — works in both hemispheres, no batteries
  • 🍾 Bottle opener, can opener and safe box opener
  • 🪛 Flat & Phillips screwdrivers, pry bar, nail puller
  • 📏 Drill gauge, steel-thickness gauge, tyre-tread gauge
Sundial compass tool on the MRF Universal 3.0 credit card multitool Quarter-inch hex bit driver on the Universal 3.0 wallet multitool, Leatherman bit compatible Bottle opener function on the MRF Universal 3.0 card multitool Fire starter scraper edge on the Universal 3.0 survival card multitool

How to Use Your Universal 3.0

Every card ships with a large colour visual manual explaining all 60+ functions. To build the outdoor tool, slot the card into the modular handle (or lash it to a stick, paracord or shoelace) — the hardened edge is strong enough to cut branches and small trees. For the bit driver, insert any standard 1/4" hex bit. The sundial is calibrated for both Northern and Southern hemispheres: align the card to the sun to read approximate time without a battery.

What's in the Box

  1. The Universal 3.0 multitool in your chosen material
  2. Premium bit holder
  3. Detailed visual manual (build the outdoor tool, use the sundial, master all 60+ functions)

Frequently Asked Questions

Is the Universal 3.0 TSA-safe for flights?
The Universal 3.0 includes a cutting edge, so it is not flight-safe in carry-on. For a blade-free, flight-friendly option choose the MRF OfficeWorker or Professional card.

Titanium or 440C steel — which should I pick?
Pick titanium if you want the lightest everyday-carry card (28 g, rust-proof, non-magnetic). Pick 440C steel if you want maximum hardness and edge retention for heavy, high-torque use.

Does it fit a normal wallet?
Yes. It has the exact footprint of a standard credit card and is 2 mm thick, so it slides into any card slot.

Is it compatible with the Tool Kits and other Universal cards?
Yes. The modular slot is shared across the Universal 3.0, 4.0 and 5.0, and works with all MRF modular Tool Kits.

Where is it made?
Every Universal 3.0 is designed and CNC-machined in Ukraine, then laser-engraved and hand-polished.


🇺🇦 Designed and machined in Ukraine

— Andrii Gurskyi, founder & engineer, MRF Tools

Universal 3.0 tool functions array — wallet multitool — Designed in Ukraine

Universal 3.0 | 60-in-1 Card Multitool | Titanium & 440C Steel

Regular price $46.00 USD
Regular price Sale price $46.00 USD